Greatwesternlineblueroyals Section 75 is one of the nice consumer friendly protections which, if loans were invented today, would never in a million years be passed into law
Possibly, possibly not. The government has legislated to reimburse all victims of payment fraud, no matter how many warnings they ignore from their bank that they're about to pay money to a known fraudsters account.
Well at least they'd be "wasting" money on people for a change.