Snowflake Royal Tinfoil Conspiracy alert.
Could our horrendous inuury record over the last couple of years all be an insurance con?
Insuring players against injury to help cover wages seems like it might be both sensible and plausible in the industry.
Chances of us faking injuries to claim on the insurance to help cover our ludicrous wage spending?
Robbing Peter to pay Paul in that it would surely dramatically increase our premiums, but to some extent that's a deferred cost.
Just a random idea.
I think a player has to retire from the game in order to be able to claim on insurance. Pretty sure you can’t insure (at least for any kind of sensible premium) for temporary injury.
Even insurance against career ending injury is so expensive (given the large number of claims and the likely size of those claims) that I believe many clubs don’t take it out and neither do individual players.
I think there was a discussion about this on the Price of Football podcast ages ago and they did the sums on cost of premiums vs self insuring by clubs.